Payday loans no credit check instant approval 24/7

If you’re looking for Payday loans, you’ve come to the right place. At Urgent Loans, we offer a variety of loan options to suit your needs, with flexible repayment terms and competitive interest rates.


payday loans no credit check instant approval 24/7

Best lender of Payday loans in Toronto

If you’re looking for Payday loans, then you’ll want to consider using urgent loans. We are one of the best lenders in the city and can help you get the money you need quickly and easily. Here’s why they’re the best choice for Payday loans:

  • Fast approvals: If you need money fast, then you’ll be glad to know that urgent loans can approve your loan in as little as 24 hours.
  • No hidden fees: Some lenders will try to sneak in hidden fees, but not urgent loans. They believe in being upfront and transparent with their customers, so you’ll never have to worry about being blindsided by unexpected fees.
  • Flexible repayment options: Repaying your loan should be easy and convenient, and with urgent loans, it is. You can choose from a variety of repayment options that best suit your needs and budget.

How does our Payday loans work?

Our Payday loan works by providing you with a loan without having to go through a traditional credit check. This can be helpful if you have bad credit or no credit history at all. Instead, the lender will look at other factors such as your employment history and income to determine whether or not you are eligible for the loan.

Payday loans Toronto

Apply online and get your Payday loans!


1. Apply online


2. Get same day approval


3. Receive your funds

What can a Payday loans be used for?

Urgent bad credit loan is committed to assisting people with poor credit in obtaining personal loans to pay unforeseen costs and avoid debt. We understand that life does not always go as planned, and that you may want additional assistance to get through difficult times. That is why, even if you have bad credit, we can provide you with quick, easy, and discreet personal loans.

Get your Payday loan in three steps!

Need to borrow money fast? Take advantage of our fast and simple 3-step process which and save serious time and travel!  Receive your bad credit loan within the next 24 hours!

payday loans no credit check instant approval 24/7

1. Send us your information

Fill out our short application and wait for a reply.

2. Receive your approval

You will receive a loan agreement directly after your application was approved. Once you sign and return it, we will instantly send you your money.

3. Get your money

The loan will be deposited directly into your bank account via Interac e-transfer.

What are the conditions to apply?

Even though we do not perform credit checks and our loans are easier to obtain than the ones traditional banking institutions offer, our clients still need to meet certain criteria:

  • A checking account that has a history of 3 months or more. We use this info to check whether a client can repay a credit or not.
  • A fulltime job for 3 months or more.
  • 3. If you filed for bankruptcy/consumer proposal in the past, you must be liberated.

We will also ask you to submit a photo identification (to prevent identity theft) and a proof of your address (can be shown via a utility bill or rental agreement)

Is there a credit check? believes everyone deserves a fair chance when it comes to mastering financial hardships. This is why we do not require credit checks in order to obtain a loan!

When can I expect my loan to arrive?


Depending on the time of the application, it can take up to 24 hours for the money to arrive into your bank account.

Why choose us?

There are many reasons why our team is in high demand when Canadians need a short-term financial solution. We work with licensed private lenders, which means we can offer more flexible and less expensive options than a conventional payday loan. Good credit, bad credit, it doesn’t matter we can help you get the money you need fast:

  • Fast and simple 3-step application process.
  • No credit checks or upfront fees.
  • Surprise free system.
  • Money directly into your bank account via Interac e-transfer.
  • Fast processing – you can expect your money to arrive within 24 hours.
  • Excellent costumer service.
  • Over 12 years of experience.

Approved loans

Years in Business

Happy clients


Talk to one of our experienced brokers today?

Get In Touch

Urgent Loans family is here to help – contact us today to find the best loan options regardless if you have bad credit!