Bad Credit Loans Montreal

We Urgent Loans offer bad credit loans in Montreal, which means that you can still get the funding you need even if your credit score is less than perfect.


bad credit loans montreal

What is bad credit loans?

Our bad credit loans will help you get the money you need, even if your credit is not perfect.Our loans are available to people with all types of credit histories, and they can be a great way to get the cash you need when you need it. Your credit history will not be used as a factor in determining whether or not you can get a bad credit loan, so if you have bad credit, don’t worry – you can still get the loan you need. Apply now and see how easy it is to get the cash you need, regardless of your credit history.

Benefits of getting our bad credit loans in Montreal

Our Bad credit loans can offer many benefits, including helping to improve your credit score. If you make all of your payments on time, it can help show lenders that you’re a reliable borrower and give you access to more favorable loan terms in the future. Additionally, bad credit loans can help you consolidate debt and reduce your monthly payments. If you’re struggling to make ends meet, Our loans can provide the financial relief you need.

bad credit loans montreal

Apply online and get your bad credit loans in Montreal!


1. Apply online


2. Get same day approval


3. Receive your funds

What can a bad credit loans be used for?

If you’re struggling with bad credit, it can be tough to get approved for a loan. But there are still options available to you. Here are six reasons why you might want to consider getting a bad credit loans in Montreal:

1. Debt consolidation: If you have multiple debts that you’re struggling to keep up with, consolidating them into one loan could make your life a lot easier. Not only will you have just one payment to worry about, but you may also be able to get a lower interest rate and save money in the long run.

2. Home improvement project: If you’ve been wanting to make some home improvements but can’t seem to get approved for a traditional loan, a bad credit loan could give you the funds you need. Just be sure to use the money wisely and only for the improvements you’ve been wanting to make.

3. Refinancing an existing loan: If you have a high-interest loan that you’re struggling to pay off, refinancing could help you get a lower interest rate and save money in the long run.

4. Medical bills: If you have unexpected medical bills that you can’t afford, a bad credit loan could help you pay them off. Just be sure to keep up with your payments so you don’t end up in even more debt.

5. Weddings, vacations and other discretionary expenses: If you have a big expense that you weren’t expecting, a bad credit loan could help you cover it. Just be sure to create a budget and stick to it so you don’t end up in more debt than you can handle.

6. Emergencies: If you have an unexpected emergency expense, a bad credit loan could help you cover it. Just be sure to create a budget and stick to it so you don’t end up in more debt than you can handle.


Get your bad credit loan in three steps!

Need to borrow money fast? Take advantage of our fast and simple 3-step process which and save serious time and travel!  Receive your bad credit loan within the next 24 hours!

bad credit loans montreal

1. Send us your information

Fill out our short application and wait for a reply.

2. Receive your approval

You will receive a loan agreement directly after your application was approved. Once you sign and return it, we will instantly send you your money.

3. Get your money

The loan will be deposited directly into your bank account via Interac e-transfer.

What are the conditions to apply?

Even though we do not perform credit checks and our loans are easier to obtain than the ones traditional banking institutions offer, our clients still need to meet certain criteria:

  • A checking account that has a history of 3 months or more. We use this info to check whether a client can repay a credit or not.
  • A fulltime job for 3 months or more.
  • 3. If you filed for bankruptcy/consumer proposal in the past, you must be liberated.

We will also ask you to submit a photo identification (to prevent identity theft) and a proof of your address (can be shown via a utility bill or rental agreement)

Is there a credit check? believes everyone deserves a fair chance when it comes to mastering financial hardships. This is why we do not require credit checks in order to obtain a loan!

When can I expect my loan to arrive?


Depending on the time of the application, it can take up to 24 hours for the money to arrive into your bank account.

Why choose us?

There are many reasons why our team is in high demand when Canadians need a short-term financial solution. We work with licensed private lenders, which means we can offer more flexible and less expensive options than a conventional payday loan. Good credit, bad credit, it doesn’t matter. We can help you get the money you need fast:

  • Fast and simple 3-step application process.
  • No credit checks or upfront fees.
  • Surprise free system.
  • Money directly into your bank account via Interac e-transfer.
  • Fast processing – you can expect your money to arrive within 24 hours.
  • Excellent costumer service.
  • Over 12 years of experience.

Approved loans

Years in Business

Happy clients


Talk to one of our experienced brokers today?

Get In Touch

Every missed call is a missed opportunity! Go beyond ordinary lending with Urgent Loans! Contact us today to find your best loan options without worrying with your credit rating!