Bad Credit Loans Calgary

If you’re looking to have bad credit in Calgary, Bad credit loans can be difficult to come by, but we can help you get the funds you need. Our automated loan management system can help get you the funds you need without relying on credit ratings. So if you have bad credit, don’t worry urgent loans bad credit can still help you get the money you need.


bad credit loans calgary

What is considered bad credit loans?

Before applying for bad credit loans you need to know this:

  • 741 to 900 (Excellent Credit): With excellent credit, you can access the best terms and rates on loans, credit cards, and mortgages.

  • 713 to 740 (Good Credit): With good credit, you should qualify for very good terms and interest rates on loans, credit cards, and mortgages.

  • 660 to 712 (Fair Credit): With fair credit you’ll still be able to qualify for financial products, but you might not qualify for the best rates available.

  • 575 to 659 (Below Average): In the eyes of banks and lenders, this is a below-average credit score. If your credit score is below 640, you might have trouble getting a conventional mortgage from a bank or online lender.

  • 300 to 574 (Bad Credit): Your credit score is poor and needs improvement, but that’s OK. As your credit stands right now, you’d be considered a high-risk borrower. Even if you’re approved for financial products, you would end up paying extremely high-interest rates. You should make an effort to improve your credit score in order to access better rates in the future.

How does a bad credit loan work?

Our Bad credit loans can be a viable option for those with poor credit who need financial assistance.

If you have bad credit, you may find it difficult to get approved for a loan from a traditional lender such as a bank or credit union. However, there are lenders who specialize in bad credit loans and may be willing to work with you.

You should also be aware that our bad credit loan can negatively impact your credit score, so make sure you understand the terms of the loan and are confident that you can make the payments on time.

bad credit loans calgary

Bad credit loans in Calgary | Apply online with our 3 easy steps!


1. Apply online


2. Get same day approval


3. Receive your funds

Who can apply for our Bad Credit loans?

If you’re looking for bad credit loans in Calgary, we can help. We offer bad credit loans with our simple 3-step process. All you need to do is fill out our online form, and we’ll get back to you with a decision within 24 hours. We have a wide range of bad credit loans available, so we’re sure to have one that’s right for you. Apply today and get the financial help you need.

Get your bad credit loan in 3 Simple step!

Need to borrow money fast? Take advantage of our fast and simple 3-step process which saves serious time and travel!  Receive your bad credit loan within the next 24 hours!

bad credit loans calgary

1. Send us your information

Fill out our short application and wait for a reply.

2. Receive your approval

You will receive a loan agreement directly after your application was approved. Once you sign and return it, we will instantly send you your money.

3. Get your money

The loan will be deposited directly into your bank account via Interac e-transfer.

What are the conditions to apply?

Even though we do not perform credit checks and our loans are easier to obtain than the ones traditional banking institutions offer, our clients still need to meet certain criteria:

  • A checking account that has a history of 3 months or more. We use this info to check whether a client can repay a credit or not.
  • A fulltime job for 3 months or more.
  • 3. If you filed for bankruptcy/consumer proposal in the past, you must be liberated.

We will also ask you to submit a photo identification (to prevent identity theft) and a proof of your address (can be shown via a utility bill or rental agreement)

Is there a credit check? believes everyone deserves a fair chance when it comes to mastering financial hardships. This is why we do not require credit checks in order to obtain a loan!

When can I expect my loan to arrive?


Depending on the time of the application, it can take up to 24 hours for the money to arrive into your bank account.

Why choose us?

There are many reasons why our team is in high demand when Canadians need a short-term financial solution. We work with licensed private lenders, which means we can offer more flexible and less expensive options than a conventional payday loan. Good credit, bad credit, it doesn’t matter we can help you get the money you need fast:


  • Fast and simple 3-step application process.
  • No credit checks or upfront fees.
  • Surprise free system.
  • Money directly into your bank account via Interac e-transfer.
  • Fast processing – you can expect your money to arrive within 24 hours.
  • Excellent costumer service.
  • Over 12 years of experience.

Approved loans

Years in Business

Happy clients


Talk to one of our experienced brokers today?

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We’ve helped thousands of Canadians get back on their feet, let us help you find the right loan for you! Apply Now